"Midland Funding is suing me! What Should I Do?" is something we hear from clients who walk or call in on a daily basis. They, however, have completed the first step of what we would recommend to anyone reading this. That is, talk to an attorney. Aside from that, we always tell them the same thing we will state here. Stay calm, don't panic and understand you have a defenses that are incredibly effective at defeating the Midland Funding lawsuit against you.
You Have Defenses Against Midland Funding.
Most assume, or even read on the internet, that the best thing to do when sued by Midland Funding is to call them and make a settlement offer for less than the full balance. You may have already come across websites where someone is giving 'friendly advice' about what you should do. Some websites even sell that advice as 'DIY debt defense guides' or 'Debt Negotiation Guides'. These guides are typically written by non-attorneys who had a matter similar to yours and believe they got the best possible outcome and you should follow in their footsteps but are often giving incorrect advice or advice that doesn't apply to you given they are in a different jurisdiction. For the sake of brevity, I will not go too far down the rabbit hole of explaining why you should take what you read from the internet with a grain of salt. This is covered already in our post Be Careful Of What You Read On The Internet.
Settling for the debt alleged against you by Midland Funding is not always the advisable option. It is actually rarely advised by us. That is because Midland Funding is a debt buyer. They are claiming the bought your debt from someone else and the money they get from you, belongs entirely to them. Not the original creditor. This means that Midland Funding has to do more than prove you owed a debt to the original creditor. They must also prove that all rights to that account were transferred to them and they have the legal right to collect what is owed from you. This is done by submitting evidence/bringing witnesses necessary to prove their case under the laws of Pennsylvania, not the laws of other states. Rest assured, Pennsylvania has many protections afforded to consumers. To know what defenses are applicable to your specific case, all you have to do is give us a call.
Consulting With An Attorney About Your Midland Funding Case Is Free.
At Starks Law, we offer free, no obliation telephone consultations. There is no reason to continue wondering what to do and being fearful about what is going to happen next. All you have to do is just pick up the phone and less us do a free case evaluation to help you determine what your defenses are and what is going to happen next. You can rest assured that we have the experience necessary to fully evaluate your case and know what case law will be relevent to you and what defenses will be most likely to result in a positive outcome in your case.
Give us a call today or fill out the contact request form at the bottom of this page and we will call you on your schedule.